Insurers will begin with basic personal information to identify you and assess risk factors related to who you are. This includes:
This data helps insurers understand who is applying for insurance and to tailor the policy to the individual's circumstances.
Knowing the details of the caravan itself is vital for insurers to determine the level of risk and the appropriate insurance premium. You'll need to provide:
This information allows insurers to accurately price the policy based on the caravan's replacement value and any increased risk from modifications.
The place where you store your caravan when it's not in use can significantly affect your insurance policy. Details to provide include:
Insurers may offer lower premiums for caravans stored in secure locations with good security measures.
How you use your caravan impacts your insurance needs. You will be asked to share:
These details help insurers assess how often the caravan is at risk of being on the road or exposed to different environments.
If anyone else will be towing or using the caravan, you'll need to provide their details as well. This may include:
Adding drivers can affect the policy cost, especially if they are under 25 or have a history of claims or convictions.
Insurers will ask what type of insurance you're looking for to ensure they offer you the right protection. Be ready to discuss:
The more cover you require, the more information the insurer may need, and the higher the premium may be.
If you're looking to insure the contents of your caravan or any specific equipment, you'll need to provide a detailed list. This includes:
Valuable items and equipment can increase the overall value of your insurance policy, as they pose an additional risk to insurers.
Your past claims history gives insurers an indication of the risk level you bring. You should be prepared to provide:
A history with few or no claims could result in lower premiums due to potential no-claims discounts.
There may be opportunities to reduce your insurance premium by qualifying for discounts. Provide information regarding:
Many insurers offer discounts for members of certain clubs or for customers who bundle policies.
Finally, you'll need to provide payment details to set up your insurance policy. This typically involves:
Insurers may offer discounts for those who choose to pay their premium in full annually.
Gathering the necessary information before applying for caravan insurance can make the process smoother and ensure you receive an accurate quote. Remember that every detail from your personal information to the specifics of your caravan can influence both the premium and the level of protection you receive.
When you're ready to take the next step towards securing your caravan, click the quote button for quotes from a panel of specialist insurance providers. They can offer tailored options that fit your specific needs, helping you to hit the road with confidence and peace of mind.
Home Is there a 2026 insurance guide? What does it cost? Are there ways of reducing it's cost? Are there common exclusions? Can I lend my van to a friend? Can I use it for foreign holidays? Can I insure one built abroad? Are there different types of policies? How does it differ from car insurance? Are third party risks covered? Can I buy insurance for a stored caravan? How do I choose the best policy? Is insurance mandatory? Shold I get new for old or market value cover? Are public liability risks included? Can I rent my caravan out? Can I insure a self built one? Can I transfer cover between caravans? Is it covered whilst being transported? Can young drivers get insured? Is accidental damage covered? Do I have to use approved security devices? Is theft protection included? Can I travel in Europe? How are valuations calculated? Will a criminal record stop me from buying cover? Will a bad driving record affect my premium? What effect will modifications have? Are the security measures that can lower premiums? Are there age limits for buying a policy? How do I get discounts on the premium? Are awnings covered? How does it's age affect premiums? Do motor movers affect premiums? Can I insure an old one? Is there special insurance for tourers? Should I install a tracking device? Can brokers help me to buy the right policy? Can I insure one for business use? Can multiple ones be insured on a single policy? What are the factors affecting premiums? Are breakdowns covered? What if I go to festivals? Can I pay the premium monthly? Are pets covered? Is storm or flood damage covered? What information must I provide to get a policy? Can I insure one to live in full time? Are there policy excesses I must pay? What should I look for in a policy? Are personal belongings covered? Is water leakage covered? Are there special policies for static vans?
